Institutional banner

Legal notices

PPLA Participations' investor relations website contains forward-looking statements that are subject to risks and uncertainties because they are based on management's beliefs and assumptions and on information then available. Forward-looking statements include statements about PPLA Participations' or management's current intentions, beliefs or expectations on a range of matters, including:

  • the effects of the international financial and economic crisis in Brazil and other markets where PPLA Participations operates;
  • general economic, political and business conditions in Brazil and abroad;
  • inflation, exchange-rate variation and interest-rate fluctuations in Brazil and other markets where PPLA Participations operates;
  • PPLA Participations' ability to execute its business strategies and investment policy;
  • potential growth opportunities, including acquisitions management believes are complementary, and its ability to realise expected benefits;
  • credit and other risks from lending activities, such as higher borrower default levels;
  • PPLA Participations' ability to obtain financing on reasonable terms;
  • PPLA Participations' ability to remain competitive in the sectors where it operates;
  • impacts of changes in laws and regulations applicable to its sectors, including capital requirements for PPLA Participations and certain subsidiaries;
  • PPLA Participations' level of capitalization;
  • government interventions changing the economic, tax, tariff or regulatory environment in Brazil or other markets where it operates, including regulation of financial institutions;
  • recruitment, compensation and retention of PPLA Participations' key personnel;
  • force majeure events affecting Brazil and other markets where it operates;
  • other factors and trends that may affect PPLA Participations' financial condition and the risk factors in the Risk factors section; and
  • other statements on this website relating to non-historical facts.

Investors should be aware that the factors mentioned above, among others discussed on this website, may affect PPLA Participations' future results and may lead to outcomes different from those expressed in forward-looking statements made on this website and in documents published here.

Forward-looking statements also include information about possible or assumed future results of operations. Such information appears in several sections of this website, as well as in statements including words such as "believes", "may", "continues", "expects", "forecasts", "intends", "plans", "estimates", "anticipates", or similar terms.

Forward-looking statements are not a guarantee of performance. They involve risks, uncertainties and assumptions because they relate to future events and therefore depend on circumstances that may or may not occur. PPLA Participations' future financial condition, operating results, strategies, market share and market value may differ materially from those expressed or implied in such statements. Many of the factors that will determine these outcomes are beyond PPLA Participations' control or ability to predict.

Investors are cautioned not to place undue reliance on forward-looking statements.